Research, Policy

Bank Failure Hearings: Regulators Improve Messaging, Outline Plans

John Sonsalla, SVP and Head of Strategy
28 March 2023


Witness testimony released ahead of this morning’s Senate Banking Committee indicates that federal regulators may finally be improving their messaging, with a clearer commitment to protecting depositors and willingness to provide additional support to the sector. While we retain our view that regulators lack the authority to permanently cover uninsured deposits and see Congress as nowhere near consensus on lifting the $250k insurance cap, we believe ...

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